In these harsh economic times, debtors having difficulty paying their credit card bills are suffering the collection calls and lawsuit nightmares. In an article entitled 'How To Deal With Debt Collectors' I discuss that debtors who want to stop harassing calls should write a letter to the creditors asking that all communication cease or a lawsuit will be filed for violating the federal and state laws on collection practices. This is a follow-up article to discuss how sending out the letter and keeping great records can lead to success in defending a creditor lawsuit.
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