16/09: California Debt Collection Practices

Question:

"Hi, does a creditor have to take me to court to obtain a judgement against me in california? What Gotchas should I be aware of? Please help me. Thank you so much. Gratefully, Tim"

Response:

The federal and California fair debt collection practices statutes, and the debt collection tort law, combine to promote reasonable, honest and fair debt collection practices by establishing enforceable minimum standards of conduct for debt collection. A discussion of these laws can be found here.

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